Giving only 12 rupees will give a benefit of 2 lakhs.
What is 12 rupees after all. A bottle of water is sold in the market today for a higher price. But here 12 rupees can give you a benefit of 2 lakhs.
The Central Government launched the Pradhan Mantri Suraksha Bima Yojana for the poor of the country. Read also: Kutumb sahay yojna / Sankat Mochan Yojan
By depositing a premium of Rs 12 per year in this scheme, you get a life insurance guarantee of up to Rs 2 lakh from the government.
The central government had introduced a security insurance scheme for the country’s poor. Read also: Kishan Samman Nidhi Ma Tamara khata ma Hapto aavyo k nahi cheak karo.
According to our collaborator zeebiz.com, by depositing a premium of Rs 12 per year in this scheme, you get a life insurance guarantee of up to Rs 2 lakh from the government.
That means you have to spend only 1 rupee per month. Read also: LIC Kanyadan policy 2020. Registration Start
Money is deducted in May of each year
The annual premium of Pradhan Mantri Suraksha Vima Yojana (PMSBY) goes up on May 31.
The premium is Rs. If there is no balance in your bank account at the end of May, the policy will be canceled. Read also: Dr. Ambedkar Awas yojna
Let me tell you, the bank sends an alert message to the customers to deposit the premium. That is why customers need to have a balance in their account.
This way you can get 2 lakh rupees
For just Rs 12, you can get a benefit of Rs 2 lakh. Under the scheme, if the insured dies due to any reason, his family gets the game.
Pradhan Mantri Suraksha Vima Yojana (PMSBY) provides assistance of Rs. 2 lakhs in case of death or complete disability of the insured. Read also: PVC Adharcard download karo
If the insured is partially permanently disabled, he gets a cover of Rs. 1 lakh. Anyone between the ages of 18 to 70 can take out insurance under this scheme.
In case of accidental death and total disability Rs. 5 lakh insurance cover.
All savings account holders between the ages of 18 and 30 can join the scheme.
The annual premium is Rs. Will be 12.
The amount of premium will be “auto debited” from the respective bank account of the account holder.
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The benefits in this scheme are as follows.
Type of benefit : Sum insured
- Accidental death : Rs. Up to 3 lakh
- Complete and permanent in an accident, loss of vision in both eyes or loss of legs or arms in an accident or loss of sight in one eye and loss of one arm and one leg : Rs. Up to 3 lakh
- Loss of sight in one eye or loss of an arm or leg. : Rs. Up to 1 lakh
Post-mortem report and death certificate in case of death of the insured should be submitted to the bank account of the insured at the bank branch along with the following certificates in the prescribed claim form within 60 days of death after the accident.
The bank scheme will be implemented by public sector general insurers and other insurers.